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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>Portfolio</title>
<link rel="stylesheet" href="style.css">
</head>
<body>
<nav>
<ul>
<li><a href="#about">About Me</a></li>
<li><a href="#education">Education</a></li>
<li><a href="#certifications">Certifications</a></li>
<li><a href="#projects">Projects</a></li>
<li><a href="#skills">Technical Skills</a></li>
</ul>
</nav>
<main>
<section id="about">
<h2>About Me</h2>
<div class="about-content">
<img src="images/WilfredAinsworth.png" alt="Wilfred Ainsworth" class="profile-pic">
<div class="about-text">
<p><strong>Name:</strong> Wilfred "Fred" Ainsworth</p>
<p><strong>Title:</strong> Aspiring Junior Software Engineer</p>
<p><strong>Location:</strong> Wilmington, DE / Philadelphia,PA Metropolitan Area</p>
<p><strong>Favorite Motto I live by:</strong> If you're not growing, you're dying.</p>
</div>
</div>
<p>A risk management professional with experience in credit analysis, underwriting, and risk management transitioning into software development. Adept at leveraging technology such as Excel, Salesforce CRM, and data-driven insights to improve profitability while ensuring compliance.</p>
<p><strong>Contact:</strong> <a href="mailto:freddy.ainsworth@gmail.com">freddy.ainsworth@gmail.com</a> | <a href="tel:+12678827048">(267) 882-7048</a> | <a href="https://www.linkedin.com/in/wilfred-ainsworth-jr/">LinkedIn</a></p>
</section>
<section id="education">
<h2>Education</h2>
<p><strong>Code Differently (AI-Powered Software Engineering Program)</strong><br>Intensive, project-based training program focused on AI-powered software engineering, agile collaboration, and applying analytical problem-solving to real-world challenges.<br><i>Completion expected June 2026</i></p>
<p><strong>Delaware State University</strong><br>Bachelor of Arts | Communications<br><i>Completed 2013</i></p>
</section>
<section id="certifications">
<h2>Certifications</h2>
<p>• Java Certified Foundations - Oracle (2026)<br>• Certified Scrum Master (2026) <br>• Spring Boot for Web Applications(2026)</p>
</section>
<section id="experience">
<h2> Professional Experience</h2>
<p><strong>ParetoHealth | Philadelphia, PA - Underwriting Analyst (06/2021-11/2025)</strong><br>• Conducted detailed risk assessments and analyzed healthcare and claims data to support accurate underwriting decisions and operational reporting.<br>• Analyzed large datasets, including claims and utilization data, to identify trends, assess risk exposure, and support operational decision-making.<br>• Ensured compliance with industry standards and legal requirements in underwriting decisions.<br>• Investigated high-cost claimants and collaborated with cross-functional partners to account for known ongoing risk.</p>
<p><strong>Sallie Mae Bank | Newark, DE - Private Credit Underwriting Specialist (04/2018-06/2021)</strong><br>• Reviewed student loan applications, credit reports, and supporting documentation to assess risk and support end-to-end lending operations.<br>• Utilized Salesforce CRM and internal systems to validate income, identity, and loan documentation while maintaining accurate records.<br>• Maintained adherence to regulatory acts including Reg Z, Reg E, Truth in Lending Act (TILA), CAN-SPAM Act, and Fair Credit Reporting Act (FCRA) through detailed documentation review and consistent process execution.</p>
</section>
<section id="projects">
<h2>Projects</h2>
<p><strong>Parking Garage Management System</strong><br>Developed a basic CRUD web application using Java to help parking businesses monitor their users and manage their revenue.</p>
</section>
<section id="skills">
<h2>Technical Skills</h2>
<p><strong>Languages:</strong> Java<br><strong>Frameworks & Libraries:</strong> React | Spring Boot | Django<br><strong>Databases:</strong> PostgreSQL | MongoDB | MySQL<br><strong>Tools & Platforms:</strong> Git | GitHub | Docker | AWS | Excel | Tableau | Jira<br><strong>Methodologies:</strong> Agile | Scrum | REST APIs<br><strong>Professional Skills:</strong> Problem-solving | Cross-functional collaboration | Technical documentation | Stakeholder communication | Process improvement</p>
</section>
</main>
</body>
</html>